Unlock the door to your dream home with us,
Trusted expertise for all your mortgage needs!
With over a decade of experience, Keystone Lending has two simple objectives: Simplify the mortgage for our clients and get them the most competitive rates and loan options available.
Looking to Purchase or Refinance?
Take advantage of our years of experience and mortgage knowledge
We know mortgages inside out, with over a decade of experience in the mortgage industry, we tailor fit a solution that makes the most sense for our client. Our dedicated loan officers will work to find you the most competitive rates and loan options available, while maintaining a standard of excellence when it comes to processing and closing the loan.
You can sleep with peace of mind knowing that our highly trained and experienced mortgage experts are here to assist in every step, making it smooth as silk:
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Ready to purchase or refinance?
Explore our different home loans.
Offering home loan stability
Fixed Rate Mortgage
A fixed-rate mortgage is for home buyers who value predictability, as the interest rate and monthly payment will never change. Both 15 and 30-year options are available.
Best for the financially stable
Conventional Loan
Conventional loans are not backed or guaranteed by the government, and offer more loan options to choose from. Typically have lower rates since the borrower has solid income and credit.
For higher priced homes
Jumbo Loan
A jumbo loan is required when the loan amount exceeds the standard conventional loan limit in your area, which is $647,200 in most counties.
Giving flexibility to borrowers
Adjustable Rate Mortgage (ARM)
Borrowers start with a lower interest rate that will rise over time. ARMs are great for borrowers who plan to move within a few years or expect more income in the future.
More affordable options
FHA Loan
FHA loans are federally insured loans that offer a lower down payment and more flexible income and credit requirements. They're backed by the government and are designed to make homeownership more affordable.
Giving numerous benefits to veterans
VA Loan
A VA loan is designed to help qualified military members, veterans and their families buy a home with a mortgage that fits their needs. No down payment, no PMI and no lender fees1 (exclusive) are required.
See what our past clients have to say:
John Bell
Mike was smooth man, made the whole process seamless. Was very direct with what we needed and we closed super fast!
Shelly Long
We came to Chuck to use some equity to build our dream kitchen and it was a breeze! We closed fast and Chuck was even nice enough to follow up after to see how it turned out!
Hassan White
Chuck made my life super easy by staying in contact with all the agents on the purchase. Made me feel like family, really went above and beyond.
John Smith
A breath of fresh air! Mortgages can be confusing, but Chuck made it such a smooth process. He was quickly responsive, knew his stuff and made sure we knew it too. I am thankful to have worked with Chuck!
Robert Thrasher
Mike was very professional and made us feel like family. I have referred many folks over to Keystone and will continue to do so! Thank you Mike!
Jenifer Mendez
Wow! I had no idea a Mortgage could be this easy. During the refinance, we were helping plan our sons wedding. Mike was patient and got us to the closing without a hitch!
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